In today's fast-paced world, everyone aspires to achieve a certain level of financial stability, be it to secure their future, fulfill personal dreams, or simply live life on their own terms. Two terms that often come up in this pursuit are 'financial freedom' and 'financial independence'. Although they may sound synonymous, they capture different facets of financial well-being. Interestingly, even a tool like debt consolidation programs, designed to help individuals regain control over their financial lives, aligns more closely with one of these goals over the other. Dive in to uncover the nuanced differences between the two.