Operations | Monitoring | ITSM | DevOps | Cloud

APAC customers have high expectations around instant payments, open banking, and mobile-first experiences. In March 2025, India’s real-time payment system, UPI went down for five hours. Millions experienced payment failures, failed fund transfers, and login errors and many vented their frustrations on social media. With banking and payment disruptions on the rise, regulators are calling for proof of resilience.

If your challenger bank is built on composable core platforms like Mambu or Temenos, this one’s for you. Composable platforms enable API-first integration with modular services, letting you launch, adapt, and grow products quickly. That makes API health a top priority — and it shows in our State of API Reliability Report 2025 (we’ve pulled out the key fintech findings for APAC below).